This Week:

  Certain large, national banks are increasing rates for some of their credit card customers. It doesn’t matter your limits, usage, payment history, credit score, or income qualifications. If you don’t opt-out of the pre-approved credit card solicitations in the mail, they may (or may already have) increase your rate.
© 2008 CreditSkyRocket.com

Last Week:

  You may have heard of "Secured Credit" or a "Secured Credit Card". Here's how it works: You deposit money into an account at a bank or financial institution. They provide you a credit card with a limit equaling that secured balance. You’ll most likely get a VISA or MASTERCARD. You and the bank are the only one’s who know it’s secured.

  Did you know that you can also ask for a "Partially-Secured Credit Card"? Here's an example of how that works: Deposit, say, $100 into an account and they provide you with a credit line of, say, $500 or more. 

  They'll take the risk on you if you show them you're serious about building your credit. No Credit, Bad Credit; no-matter you're situation, ask for one. You may be pleasantly surprised. They want your business.

  Just be smart about a credit card. They can be an incredible tool or a nasty nightmare. You choose.

  Need a Credit Card? We're still in pre-launch mode, but be patient - we'll have links on our Find a Credit Card page soon.
© 2008 CreditSkyRocket.com

TUESDAY