Most credit card companies provide email or text message alerts to inform you of an upcoming due date or to alert you when you are approaching your credit limit. These messages can easily prevent late and over-limit fees. Some credit card companies will allow you to change your due date to a day of the month that works best for you.
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  Can you tell whether any of your accounts have incurred any large, unauthorized charges over the last 72 hours?  Not sure?  Not good.

  If you bank online, or bank with a bank who offers online banking; you should be able to set up e-mail alerts or even text alerts on your cell-phone.

  Some banks offer to notify you when, say, a charge is made on your card of over $100. You might like to know if a charge has been made outside the U.S., or if a withdrawal was made over a certain amount. Ask about alerts at your bank.

  If you ever receive unsolicited e-mails from your bank, financial institution, or even a government agency – DO NOT click on the link. Go directly to the website and purchase the products or enter the information they are requesting. 

  This form of Identity Theft is called “phishing”. Online thieves send those e-mails linking to a site that looks legitimate and then use or sell your information for identity theft.

  Victim of Identity Theft?
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